Specifically, This figure stood at just But not if you use Insurance Factory. We understand that the past is the past, and are committed to helping you get back behind the wheel with minimal hassle. Speeding penalties explained As Gov. Chances are a speed camera has just picked up that you were speeding. UK for more details. The amount will depend on where you live, how old you are, what car you drive, and any other things about you that insurance companies want to take into account when they quote you a price for insurance.
If you do get points from a speeding fine, you can try using a telematics insurance policy. This is when you have a black box fitted into your vehicle and measures how you drive, including your speed. If you drive safely, insurers can lower your premium.
As attending a speed awareness course is not classed as a conviction, according to RIAS you do not need to tell your insurer - unless they specifically ask you. Check out our full commenting guidelines. By clicking on 'Post Comment', you're agreeing to our Commenting Policy. Tags Cars. You can accept this NIP, pay the fine and take the penalty points , and the matter will be concluded. However, if you wish to contend the penalty you will have to take your case to court which could see you facing larger fines and penalty points than the FPN if you do not have a strong case.
If you are considering appealing a speeding charge and thinking of taking it to court we strongly advise you seek professional guidance from a specialist solicitor, such as our team beforehand. Unlike with FPNs the police have up to six months from the date of the offence to start court proceedings against you, which they may do if you have:. The law states that the police must send the NIP within 14 days of the offence, not including the day it happened. So, the NIP you receive must be dated within 14 days of the offence.
If it is dated outside of this time, the notice is invalid. However, it can arrive after the day period as long as it is dated and sent out during that time. There are other caveats. If you recently sold or bought the car , or it is a company fleet car, and the first notice was sent to the previous registered keeper during the day period and comes to you afterwards, it is still valid.
However, if the notice is dated after the day period, it may be invalid. In this case, you can respond to the police to state this. You must still confirm your name, address and if you were indeed driving at this time. It is not guaranteed that a NIP is invalidated if dated outside of the day period and does not automatically mean you escape the charge. Read this advice on the gov. Telephone calls may be recorded for quality and training purposes.
Disclaimer: We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. Driving Seat.
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