How do accidents affect insurance rates

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Get quote. Zip Code. Select a product Currently selected product. Is this article helpful? Still have questions? Contact us for answers. Types of accidents and claims that can increase your rate At-fault accidents Accidents that you cause will almost always raise your insurance price. Accident forgiveness Depending on the state, Progressive customers enjoy Accident Forgiveness benefits through our Loyalty Rewards program. Home Answers Do accidents affect insurance rates?

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Here is a list of our partners and here's how we make money. How long? That depends on a variety of factors, including where you live, whether you were at fault, and the seriousness of the violation. Easily compare personalized rates to see how much switching car insurance could save you. An accident can stay on your motor vehicle record for years, but the exact length of time varies widely by state and by the violations associated with the accident. In California, for instance, most accidents and minor violations stay on your driving record for three years.

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